Questions? We have answers.


  • Eligibility

    Who can apply for a Next Term Life policy?

    Any permanent US resident, age 18 to 55 qualifies for a Next Term Life policy. Every applicant is underwritten and receives a health rating based on many factors, like your individual and family health profile, lifestyle, financial condition, and more.

  • Eligibility

    Can I replace another life insurance policy with this one?

    At this time, you cannot replace an existing life insurance policy with a Next Term Life insurance policy.

  • Eligibility

    Can I convert Next Term Life to other forms of life insurance?

    Next Term Life insurance can be converted to other eligible Pacific Life products. If you work with a Financial Professional, they may be able to help you make the right choice based on your needs. Feel free to contact our Next Ambassadors at 855-774-0802 Monday – Friday, 8am to 6pm CST or email helpdesk@meetnext.com.

  • Eligibility

    Are there any residency or citizenship requirements?

    Next Term Life is available for legal permanent residents of the United States.

  • Eligibility

    Can my partner, spouse, child, parent or sibling be insured on the policy?

    Next Term Life is a single life product which means that each policy can cover only one person. We also require the insured to be the owner of the policy. Anyone who is eligible for a Next Term Life policy can complete their own application online.

All references to “you or your” assumes the insured and policy owner are the same person.

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