Questions? We have answers.
- Top questions
- Frequently used terms
- Life insurance basics
- Next Term Life
- Eligibility
- Applying
- Premium payment
- Managing your policy
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- Beneficiaries
Eligibility
- Eligibility
Who can apply for a Next Term Life policy?
Any permanent US resident, age 18 to 55 qualifies for a Next Term Life policy. Every applicant is underwritten and receives a health rating based on many factors, like your individual and family health profile, lifestyle, financial condition, and more.
- Eligibility
Can I replace another life insurance policy with this one?
At this time, you cannot replace an existing life insurance policy with a Next Term Life insurance policy.
- Eligibility
Can I convert Next Term Life to other forms of life insurance?
Next Term Life insurance can be converted to other eligible Pacific Life products. If you work with a Financial Professional, they may be able to help you make the right choice based on your needs. Feel free to contact our Next Ambassadors at 855-774-0802 Monday – Friday, 8am to 6pm CST or email helpdesk@meetnext.com.
- Eligibility
Are there any residency or citizenship requirements?
Next Term Life is available for legal permanent residents of the United States.
- Eligibility
Can my partner, spouse, child, parent or sibling be insured on the policy?
Next Term Life is a single life product which means that each policy can cover only one person. We also require the insured to be the owner of the policy. Anyone who is eligible for a Next Term Life policy can complete their own application online.
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