Questions? We have answers.


  • Beneficiaries

    What is the difference between a primary beneficiary and contingent beneficiaries?

    Your contingent beneficiary(ies) is next in line to inherit the benefit should your primary beneficiary(ies) die before you do. You can choose anyone you’d like to be your beneficiary(ies). Many people name their spouse/partner as their primary beneficiary and their child(ren) as contingent beneficiaries. You will name your primary beneficiary(ies) on your application.

  • Beneficiaries

    How do I change my beneficiaries?

    Once you own the policy, you can easily update or change your beneficiary information in your policy portal.

All references to “you or your” assumes the insured and policy owner are the same person.

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