Get Married: Whether it’s a marriage, domestic partnership or civil union, we’ve got you covered. For marriage, the proof of this qualifying life event is dependent on federal law or the law of the state in which the union occurred. Typically, that would be a copy of your marriage or union certification. For marriage, you can increase coverage up to your personalized Maximum Coverage Amount.

Add a Member to the Family: Get peace of mind for your newborn baby, newly adopted child or step-child with additional coverage. Required proof of life event would be either a birth certificate, adoption paperwork, social security number, or required attestation. You can increase coverage up to your personalized Maximum Coverage Amount.

Find a place to call home or buy a new car: Dial up your coverage to help pay off your new mortgage or personal loan. To increase up to the current outstanding loan balance, you'll need proof of your life event, such as the loan closing paperwork through an FDIC-recognized financial institution that documents the loan balance. Note this would exclude open lines of credit, credit card debt, or refinancing of a current loan. Your total coverage is capped at your Maximum Coverage Amount.

Celebrate a Promotion: Help protect your beneficiaries as your standard of living increases. If your salary goes up by more than 10% over the prior year, you'll need to provide proof with your current and previous W2s. You can increase up to your current coverage amount multiplied by the percentage of the year-over-year salary increase. Note, “salary” includes wages, bonuses, and commissions. And remember that your total coverage is capped at your Maximum Coverage Amount.

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